• See the Impact of Your Donation

      Estimate your giving potential with appreciated assets such as stocks, mutual funds and RRSPs/RRIFs. will walk you through the best ways to give with pretax dollars to optimize your end of the year tax savings. Follow the steps below.

    • Your Information

      1
      Please Select Your Province of Residence

      Each province has a different tax bracket.

      2
      Please Input Your Income Level Range

      No information or data is stored on the website and thus your information is completely anonymous.

      3
      Select an Appreciated Asset

      Please note that the real-estate covered in this section does not include principal residence or property outside of Canada.

      Please enter amount under $2,147,483,647
      • If your asset worth is {{marketvalue|dfcurrency:"$":0}} and you paid {{cost|dfcurrency:"$":0}} you will have a capital gain of {{capitalGains|dfcurrency:"$":0}}.

      • The tax you will owe on your capital gain is {{taxOwingOnTaxableCapitalGainsNoIncome|dfcurrency:"$":0}}.

      By making a donation of a portion of your appreciated asset now let's see what will happen to your tax owing on your capital gain. Go to STEP 4.

      Please enter amount under $2,147,483,647
      Please enter amount under $2,147,483,647
      4
      Please Input a Donation Amount

      You can see the benefits of contributing your appreciated asset to .

      Hint Input a Donation Amount to see the tax credit you can receive.
      Show Result
    • Your Results

      Report
      Disclaimer

      In the Province of {{currentGroup.Name}} your {{selectedAsset.name}} are subject to the following capital gains tax based on your income level, {{currentItem.displaybracket}}.


      If your {{selectedAsset.name}} are worth {{marketvalue|dfcurrency:"$":0}} today and they were originally worth {{cost|dfcurrency:"$":0}} you will have a capital gain of {{capitalGains|dfcurrency:"$":0}}. The tax you will owe on your capital gain is {{taxOwingOnTaxableCapitalGainsNoIncome|dfcurrency:"$":0}}.


      By donating {{donation|dfcurrency:"$":0}} of your {{selectedAsset.name}}, you will generate a {{taxCredit|dfcurrency:"$":0}} charitable tax credit, reducing the tax on your capital gain to {{taxOwingOnTaxableCapitalGainsNoIncome-taxCredit|dfcurrency:"$":0}}. Your {{donation|dfcurrency:"$":0}} donation has only cost you {{totalDonationCost|dfcurrency:"$":0}}.

      This information is provided for illustrative purposes only. Although every precaution has been taken in the preparation of this material, FUNDING mattersĀ® inc. and assume no liability for errors and omissions. To assist you in taking the next step, please contact your accountant, lawyer, financial advisor or .

      The information provided on the GIFTABULATOR® NOW application is for educational purposes only. The examples of specific outcomes that are illustrated are for informational purposes only and are not recommendations. No information or data is stored on the website and thus your information is completely anonymous.

      The scenarios presented in the GIFTABULATOR® NOW application are not meant to provide legal, accounting, tax, financial or other professional services/advice. All materials are provided as is without warranty. Although every precaution has been taken in the preparation of this material, FUNDING matters® inc. assumes no liability for errors and omissions.

      Hint

      If the 'Tax After Donation' appears negative it would indicate that you have over contributed based on the tax owing on the capital gain for the asset you selected. Then you can adjust your Donation Amount by either inputting a lesser amount or clicking the plus button.

      • An asset
        donation of
        {{donation|dfcurrency:"$":0}}
      • You generate
        a tax credit of
        {{taxCredit|dfcurrency:"$":0}}
      • You will reduce
        your tax to
        {{taxOwingOnTaxableCapitalGainsNoIncome-taxCredit|dfcurrency:"$":0}}
        Your tax on this asset was {{taxOwingOnTaxableCapitalGainsNoIncome|dfcurrency:"$":0}}
      • The actual cost of
        your asset donation is
        {{totalDonationCost|dfcurrency:"$":0}}
    • To assist you in taking the next step please contact your accountant, lawyer, financial advisor, or

    • Start Your Legacy Here

      A charitable bequest is a donation outlined in your will that comes into effect after your lifetime. A charitable bequest can offer a number of personal, financial and legal benefits to you and your estate. Speak with us and your professional advisors about how you can prepare your will to support . Follow the steps below.

    • Your Information

      1
      Please Select Your Province of Residence

      Each province has a different tax bracket.

      Please enter amount under $2,147,483,647
      • If your current value of estate is {{valueOfEstate|dfcurrency:"$":0}} and you have {{assetCostBequest|dfcurrency:"$":0}} for the original cost, you will have a capital gain of {{capitalGainsBequest|dfcurrency:"$":0}}.

      • The tax you will owe on your capital gain is {{bequestTaxOwing|dfcurrency:"$":0}}.

      Please note you can change the current value of your estate and the original cost of the estate. Your estate includes the sum of items such as your stocks, mutual funds, RRSPs/RRIFs, real estate assets (non-principal residence), and small business shares.

      Be sure to speak with your professional advisor to gain a better understanding of the value and cost of your estate. Go to STEP 2.

      Please enter amount under $2,147,483,647
      Leave a specific amount to charity
      Eliminate the tax on your estate
      Leave a % of your estate to charity
      Please enter amount under $2,147,483,647
      2
      Please Input the Bequest Amount

      This is the amount you can donate to receive a tax credit.

      Hint Input a Bequest Amount to see the tax credit you can receive.
      • Tax Credit:   {{bequestTaxCredit|dfcurrency:"$":0}}
      • Tax:   {{bequestTaxOwing|dfcurrency:"$":0}}
      • Heirs:   {{bequestHeirsAmount|dfcurrency:"$":0}}
    • Your Results

      Report
      Disclaimer

      If you live in {{selectedProvince.name}} then the following scenario is one possible outcome when you leave a bequest in your will.


      If the current value of your estate is {{valueOfEstate|dfcurrency:"$":0}} and the assets were originally valued at {{assetCostBequest|dfcurrency:"$":0}}, you will have a capital gain of {{capitalGainsBequest|dfcurrency:"$":0}}. The tax you will owe on your capital gain is {{bequestTaxOwing|dfcurrency:"$":0}}.


      By making a charitable bequest of {{bequestAmount|dfcurrency:"$":0}}, you will generate a tax credit of {{bequestTaxCredit|dfcurrency:"$":0}} and reduce your tax to {{(bequestTaxOwing-bequestTaxCredit)|dfcurrency:"$":0}}. Your heirs will receive {{bequestHeirsAmount|dfcurrency:"$":0}}.


      Please note you can change the current value of your estate and the original cost of the estate. Your estate includes the sum of items such as your stocks, mutual funds, RRSPs/RRIFs, real estate assets (non-principal residence), and small business shares.

      This information is provided for illustrative purposes only. Although every precaution has been taken in the preparation of this material, FUNDING mattersĀ® inc. and assume no liability for errors and omissions. To assist you in taking the next step, please contact your accountant, lawyer, financial advisor or .

      The information provided on the GIFTABULATOR® NOW application is for educational purposes only. The examples of specific outcomes that are illustrated are for informational purposes only and are not recommendations. No information or data is stored on the website and thus your information is completely anonymous.

      The scenarios presented in the GIFTABULATOR® NOW application are not meant to provide legal, accounting, tax, financial or other professional services/advice. All materials are provided as is without warranty. Although every precaution has been taken in the preparation of this material, FUNDING matters® inc. assumes no liability for errors and omissions.

      Hint

      If the 'Tax with Charitable Bequest' appears negative it would indicate that you have over contributed based on the tax owing on the capital gain for the asset you selected. Then you can adjust your Bequest Amount by either inputting a lesser amount or clicking the plus button.

      • By making a
        charitable bequest
        {{bequestAmount|dfcurrency:"$":0}}
      • You will generate
        a tax credit of
        {{bequestTaxCredit|dfcurrency:"$":0}}
      • You will reduce
        your tax to
        {{(bequestTaxOwing-bequestTaxCredit)|dfcurrency:"$":0}}
      • You will leave
        for your heirs
        {{bequestHeirsAmount|dfcurrency:"$":0}}
    • To assist you in taking the next step please contact your accountant, lawyer, financial advisor, or

  • Endowment

    You can support by establishing in your name or that of a loved one an Endowment Fund. With the initial investment untouched, you will have the satisfaction of knowing that your gift will continue giving for many years.

  • Your Result

    Report
    Disclaimer

    Endowing a donation of {{totalEndowing|dfcurrency:"$":0}} over a {{selectedPledgeYears.yearRange}} year period can be seen in the illustration below.


    • The {{totalEndowing|dfcurrency:"$":0}} commitment is made up of {{selectedPledgeYears.yearRange}} payments of {{donation|dfcurrency:"$":0}}.

    • Your donation will be invested at a rate of {{roiAmount}}.

    • From the {{roiAmount}} of income generation, {{disburse}}% will be directed to your program of support. The endowment calculator shows the continued impact of the donation.

    • An annual administration fee of {{fees}}% will be deducted from the {{roiAmount}} income. The remainder from the {{roiAmount}} income generated will be reinvested to your compounded annual growth at a rate of {{reinvest}}%.

    This information is provided for illustrative purposes only. Although every precaution has been taken in the preparation of this material, FUNDING mattersĀ® inc. and assume no liability for errors and omissions. To assist you in taking the next step, please contact your accountant, lawyer, financial advisor or .

    The information provided on the GIFTABULATOR® NOW application is for educational purposes only. The examples of specific outcomes that are illustrated are for informational purposes only and are not recommendations. No information or data is stored on the website and thus your information is completely anonymous.

    The scenarios presented in the GIFTABULATOR® NOW application are not meant to provide legal, accounting, tax, financial or other professional services/advice. All materials are provided as is without warranty. Although every precaution has been taken in the preparation of this material, FUNDING matters® inc. assumes no liability for errors and omissions.

    Annual Endowment Growth

    Disbursement Amount: {{disburse}}%, Fees Rate: {{fees}}%, Reinvestment Amount: {{reinvest}}%

    Impact of Donation